Consolidated Plan and Assessment of Fair Housing Process
The City of Irving is seeking public input as the Five-Year Consolidated Plan and the Assessment of Fair Housing are being created. Residents and other stakeholders are encouraged to participate in these planning efforts and provide feedback on funding priorities.
Consolidated Plan & Assessment of Fair Housing Flyer English | Espoñal
Ways to Participate
The survey should take approximately 10 minutes to complete. The survey contains questions related to local needs and city funding priorities.
What is a Consolidated Plan and what does it do?
As an entitlement city, the City of Irving receives the Community Development Block Grant (CDBG), the HOME Investment Partnerships Program Grant (HOME), and the Emergency Solutions Grant through the U.S. Department of Housing and Urban Development (HUD).
The Consolidated Plan details the housing, community and economic development needs, priorities, strategies and projects within the community, and how the City of Irving will carry out those with the funding it receives from HUD. It complies with the federal government's legal requirements in 24 CFR 91.20091.230 (HUD).
Key components
- Consultation and Community Engagement
- Needs Assessment (housing, economic development, public facilities, special needs)
- Market Analysis
- Strategic Plan/Budget
- Action Plan (annual)
- Consolidated Annual Performance and Evaluation Report (CAPER) (annual)
Purpose of the Assessment of Fair Housing
To assess fair housing issues and contributing factors, establish fair housing priorities and goals to address them and take meaningful actions to ultimately affirmatively further fair housing.
The Department of Housing and Urban Development (HUD) publishes additional information regarding the Consolidated Plan and Assessment of Fair Housing:
- Consolidated Plan: https://www.hudexchange.info/programs/consolidated-plan/
- Assessment of Fair Housing: https://www.hud.gov/AFFH
Housing is Affordable when a household’s housing expenses (rent/mortgage and utility costs) are no more than 30% of their monthly income.
Census tracts are a county or city's small, relatively permanent statistical subdivisions. Census tracts generally have a population size between 1,200 and 8,000 people, with an optimum size of 4,000. A census tract usually covers a contiguous area, and census tract boundaries generally follow visible and identifiable features.
Census block groups are statistical divisions of census tracts and are generally defined to contain between 600 and 3,000 people. A block group consists of clusters of blocks within the same census tract.
Cost-burdened households have monthly housing costs (rent/mortgage and utility costs) exceeding 30% of monthly income.
Family includes related individuals living in the same household.
Household includes all people living in a housing unit. Members of a household can be related (see family) or unrelated.
Overcrowding occurs when there is more than one person per one room in the housing unit.
Severe overcrowding occurs when there are more than one and one-half (1.5) persons per room in the housing unit.
Severely cost-burdened households have monthly housing costs (rent/mortgage and utility costs) exceeding 50% of monthly income.
Note: The following sources were used for the definitions:
Additional Informational on Income Data
The federal government collects and uses data about income in several different ways. For example:
Median and Average Income - The U.S. Census Bureau collects and publishes data related to the median and average income for families and households. This data is published for various geographies, including census tracts, census block groups, cities, and zip code tabulation areas. Median/Average Household Income is often less than Median/Average Family Income because households can be as small as one living alone. In contrast, the minimum family size is at least two related persons living together. Additionally, families tend to have more people earning an income than households, which may have only one person (who may be elderly and on a fixed income).
Area Median Income and Income Limits - The Department of Housing & Urban Development (HUD) uses income data collected by the U.S. Census Bureau to estimate Median Family Income (MFI) for states, non-metropolitan counties, and metropolitan statistical areas (a combination of counties). HUD then uses the MFI to calculate income limits for its programs, such as the Community Development Block Grant Program. These income limits are calculated as percentages of MFI and include adjustments for families of different sizes. The adjusted income limits are called Area Median Income (AMI).
Example: The median household income for Irving is $69,961. However, the median family income for Irving is $77,716. The City of Irving is part of the Dallas, TX HUD Metro FMR Area, which contains the following areas: Collin County, TX; Dallas County, TX; Denton County, TX; Ellis County, TX; Hunt County, TX; Kaufman County, TX; and Rockwall County, TX. The median family income for the MSA has been calculated as $97,400.
The Area Median Income (AMI) limits (adjusted for family size) for the Dallas, TX HUD Metro FMR Area are at Income Guidelines.