Homebuyer Down Payment Assistance Program

If you have already submitted an online application, visit www.cityofirving.org/HousingApplications  to check your application status. Please do not submit another application as it will delay the process.

Program Overview

Funded by the U.S. Department of Housing and Urban Development, this program provides financial assistance to qualified applicants in the form of a zero percent interest, deferred forgivable loan. The funds can be applied to down payment and closing costs to purchase a home within the City of Irving. 

Eligibility:

An eligible applicant must:

• Be approved for a home loan with a City of Irving approved lender.
• Not have owned a home within the last three (3) years. 
• Be at or lower than 80% of the Area Median Income, according to HUD income guidelines.
• Submit a complete application online with all required documentation by visiting www.cityofirving.org/HousingApplications
• Watch the Down Payment Assistance Orientation session* that is found at the beginning of the application. 

*Please note, this program orientation is not a Homebuyer Education Course that gives you a certificate upon completion. 

To Apply:

Complete a full application online at Down Payment Assistance Program Application

• Register for an account. Need help registering? - Click Here
• Once registered, login into the portal and select "Down Payment Assistance" to begin the application process.
• Once all application sections have been completed along with the appropriate documents uploaded, you may submit your application. 
• Call (972) 721-4800 for application assistance and questions.